Is Buying a Beach House a Good Investment or Not?

Whatever the economy’s current situation is, buying a beach house can be a good investment if you put your trust in a rental management company that will handle your property. This will allow you to produce money from the mortgage payment, homeowner’s insurance, taxes and even generate income out of it.

Before jumping into buying a beach house, you need to understand more about how you can find the best beach house and how you can make money out of it. Here is a quick overview of what you need to know about investing in this type of property:

What Are The Things You Should Consider in a Beach House?

There are lots of beach houses across the country, so it’s important that you make a list of what you should look out for in a beach house so you can choose the best one that fits your preference and needs.

  • Location

Location is highly critical in making sure that the beach house property is located in the heart of a desirable town where people can easily locate and head over to the beach. Remember that the closer your beach house is to the water, the more desirable and profitable it can be.

  • Rental Restrictions

One important thing to consider is the rental restrictions given by the township, county, or community. Buying a beach house that can’t be rented is not a good investment. So check the rules and regulations before purchasing the property.

  • Construction and Foundation

Since beach houses are located near the beach, then it needs to have a solid foundation and the durability to withstand harsh environments such as storm conditions. With this in mind, you need to fully understand elevation requirements and building codes. As much as possible, find newer homes because they usually comply with elevation requirements.

  • Insurance Rates 

You need to plan accordingly about the cost of insurance and how you can mitigate the risk of potential loss because these can be quite expensive. 

  • Hurricane and Flood Insurance

Ensure that you get hurricane insurance or wind insurance policies. In the same way, secure flood insurance because most of the time, beach houses are located in flood zone areas.

  • Strong Roof and Secured Windows

Choose a beach house that has a wind-resistance roof (for the insurance policy) and is in great condition. You also need to consider windows that can withstand high impact from strong winds, violent rains, and high pressure.

All the things mentioned above may cost a lot. But if you consider renting out your beach house, especially during peak season, then you can offset the high costs of purchasing a beach house because you can gain more money out of it.

How Much Does a Beach House Cost?

Purchasing a beach house isn’t cheap. It can be quite costly, and depending on where you choose to buy, it can add up to its price.

If you buy a beach house in Alabama then that would be less expensive when you buy a vacation rental in Florida.

The price will greatly depend on the location of the beach house.

How Much Can You Get Renting Your Beach House?

Take note. Buying a beach house is like hitting land for the first time in search of precious oil. It takes time, which is why it’s a long-term investment. You can make money from real estate appreciation and vacation rentals income so you can generate more value over time.

Again, how much you can get renting your beach house depends on where it is located. If your location is desirable, then you’ll have higher demands from potential customers.


Purchasing a beach house is an excellent long-term investment, and you need to consider important factors before you finally decide to buy it. If you have the right plans to make your vacation rental home known to potential customers then you’ll definitely generate income and money over time.

If you’re looking for a reliable property management company in Jacksonville, FL, Quest Real Estate is a full-service real estate company that can help you find the perfect beach house property in no time. Find out more about how we can help when you visit our website today.